Ruchi Kalra Wiki, Age, Husband, Children, Family, Biography & More – WikiBio

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Ruchi Kalra

Ruchi Kalra is an Indian entrepreneur, best known for creating a startup that reached a valuation of $1 billion, known as Unicorn.


Ruchi Kalra is a 39 year old (as of 2022) female entrepreneur. She lives outside Delhi. He did his schooling from General Raj School, Delhi. He completed his B.Tech in Chemical Engineering from Indian Institute of Technology, Delhi in 2004. In 2007, he completed his MBA from Indian School of Business, Hyderabad.

Physical Appearance

Height (approx.): 5′ 5

Hair Color: Black

Eye Colour: Black

Ruchi Kalra in black and white outfit

Ruchi Kalra in black and white outfit


husband and children

Ruchi’s husband Ashish Mohapatra, like Ruchi, is also an Indian entrepreneur, co-founder and CEO of Unicorn Startup. They both met while they were working at McKinsey. The couple has a daughter, Khushi.

Ashish Mohapatra with his daughter Khushi

Ashish Mohapatra with his daughter Khushi


as an employee

Ruchi started her career in Chemical Engineering as a Senior Business Analyst at Valueserve. After working as a business analyst for about 1.5 years, she moved to Hyderabad to pursue her MBA. He got an opportunity to work at McKinsey & Company through college placement. He spent approx. 9 years working in the financial services sector, specifically in insurance and retail banking. In the years following his tenure at McKinsey, he worked his way up to becoming a partner.

as an entrepreneur

In an interview, Ruchi revealed that by the end of 2015, she along with a team of 7 other individuals including her husband, Ashish, decided to join hands for her fintech startup, OffBusiness, which is a B2B company. Provides financial services. small and medium enterprises.

First business session, circa August 2015

First business session, circa August 2015

Leaving her long-standing job and partnership at McKinsey & Company, Ruchi said in an interview,

We both had the itch to go out and make something. ,

The company came into existence in 2016 and soon became a unicorn when it was backed by Japanese multinational conglomerate, SoftBank Group Corp. Ruchi was the co-founder and CFO of the company.

OffBusiness co-founder including Ruchi

OffBusiness co-founders including Ruchi Kalra

In 2017, she joined a branch of her previous startup, OffBusiness, jointly with her husband and a few other members of their team. In an interview, she said that she named it Oxyzo, which is a mixture of the words Oxygen and Ozone. Ruchi is the Co-Founder and CFO of Oxijo Financial Services Pvt Ltd. Ltd. which is a fintech that provides purchase financing to small and medium businesses, cash-flow-based loans to help with working capital and operating costs.

oxyzo team

Oxijo Team (5th from the left in the back row is Ruchi Kalra)

Ruchi is a Whole Time Director of the Company and focuses on Finance Control, Accounts & Audit, Compliance – Legal & Secretarial, and Capital Management. The startup became a unicorn in 2022, when it raised $200 million in its first fundraising round led by Alpha Wave Global, Tiger Global Management, Norwest Venture Partners, Matrix Partners and Creation Investments, the largest ever for an Indian. There was Series-A funding. start up.

Indian Startup Unicorn in 2022

Indian startup unicorn in 2022 (Oxyzoa ranked 13th)

Facts / Trivia

  • In 2017, he was named a contestant on the BW Disrupt 40 Under 40 list.
  • In July 2019, Kalra represented OffBusiness as a speaker at the Unifi Alternative Finance Roundtable, where four of India’s cutting-edge fintech companies presented their business cases, technical methodologies and risk management practices.
  • Norwest, one of Oxizo’s investors, described Ruchi as ‘the first female founder of a profitable, fintech unicorn in India’.
  • When asked about her success mantra in an interview, Ruchi said,

    Perseverance. Perseverance is not giving up. It is perseverance and tenacity, the effort required to do something and keep doing it till the end, even if it is difficult. And I believe that sooner or later perseverance pays off.”

  • Ruchi was an elected member of the student union during her college days. In an interview, she said,

    For me, apart from the curriculum, there was more to do as an elected member of the student body. This gave me an opportunity to explore my full potential and also got recognition from the institute as a young leader.”

  • When asked about her inspiration in an interview, Ruchi said,

    In my life, my husband, Ashish has played a vital role as a professional coach and as a leader from whom I learn every day.

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